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Car Loans & Used Car Finance Melbourne

Car Finance Melbourne

Living in Melbourne and want to buy a vehicle for yourself or work car for your business?

At Finance Ezi we are considered one of Australia’s top finance brokers with access to an extensive network of business partners, banks, insurance companies & car dealerships. We can do the hard work for you and secure the most appropriate car finance deals in and around Melbourne, as well as the rest of Australia.

If you think that applying for car loans or car finance seems like a complicated process, you are not alone. We understand, so we specialise in making your car finance application as simple as possible using our superior knowledge and experience.

Our team of trusted & highly skilled finance brokers are your greatest asset when applying for car finance in Melbourne. We will work hard to find you the best finance deals and fully support you along each part of the journey. Just like our motto says, we try to make ‘Finance Ezi’ with fast approvals and low interest rates.

Car Finance Rates

Private Car Finance from 4.80% comparison 5.60%*
Dealer Car Finance from 4.80% comparison 5.60%*
Commercial Car Finance from 4.20%

New & Used Car Finance

Finance Ezi provides both new car & used car finance in Melbourne. We can also assist you with the inevitable paperwork that comes with purchasing a new or used car so you can finalise the sale with ease and start driving your beloved new car.

When buying a car from a local dealership in Melbourne, Finance Ezi will be there for you. We can organise the car finance and also advise you on your best options as the deal comes together.

Avoid Dealer Finance

Almost all car dealerships have partnerships with finance companies and will try to offer you an in-house car finance deal. Dealer Finance appears to be convenient, however it will always come with a very high interest rate. Read more about dealer VS broker finance.

When you get your car finance through a trusted broker like Finance Ezi, you will find that interest rates are lower, customer service is better and  you will have more buying power when compared to using dealer finance.

You can use our car finance loan repayment calculator to work out the cost of your new or used car loan repayments.

Private Sale Car Finance

Are you planning to buy a car through a private sale but you require finance? You’re in luck because Finance Ezi also offers car loans for private car sales.

We will take care of your interests by facilitating the process to ensure that everyone involved in the sale are dealt with quickly and in a professional manner.

You can work out the cost of your private car loan repayments with our car finance loan repayment calculator.

In all cases we strive to make your purchase fast, easy and without fuss. In all cases of a private car sale, Finance Ezi will complete a:

  • FREE Inspection of the vehicle – this not a mechanical inspection, but one to ensure all identifiers are correct such as engine, VIN, registration and kilometres numbers are correct.
  • FREE PPSR certificate (Personal Property Security Register) – ensuring there is no interest in the vehicle by any other finance companies.
  • FREE Vehicle Write Off Report – ensuring the vehicle has never been written off by an insurance company and repaired for resale by some else.
  • Several choices of coverageon Insurance – all our insurance and warranty products are tried, tested and approved by Car Finance.
  • Conduct process and payout procedure – should there be any interest in the vehicle with any finance company in AUSTRALIA.
  • Liaise with the Vendor – ensuring the seller has the right to sell the vehicle. Upon satisfying our requests, Car Finance will arrange EFT of the proceeds into the seller’s nominated account, eliminating any potential delays in delivery.

Secured  & Unsecured Finance

For the majority of our clients we only deal with secured car loans because when most people are looking for a car loan, they come to us ready, willing and able to provide collateral to support their loan.

On rare occasions when the circumstances and the person are right, we can attempt to organise an unsecured car loan. Be aware that an unsecured loan may attract a higher interest rate than a secured loan. You should also note that in certain circumstances we are unable to provide unsecured car finance.

Car loans for Melbourne Businesses

Are you considering buying a company car or a fleet of vehicles? With a business car loan you can grow your business and acquire your vehicles in the forms of:

  • hire purchase
  • chattel mortgage
  • car finance lease
  • company cars

Why Choose Finance Ezi?

Our team of highly skilled Melbourne car finance brokers can assist you to get the best car finance deal tailored to your individual needs. We will take you through each step of the application process so you can get a fast approval with:

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Loan Repayment Calculator

Calculate your repayments

Get a better understanding of your repayments and find the best loan for your financial needs. Structure your calculation on your loan amount, interest rate, term, and balloon payments. Make adjustments to match your budget.

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Free eBook

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Stay In Touch

Stay in Touch

Want to keep up-to-date with Finance EZI’s news, blog posts, and offers? Sign up to the Finance EZI eNewsletter to receive Exclusive Offers each month! You can also join our Facebook community for weekly tips, blogs, and finance news.

Why Choose Finance Ezi?

Fast Approval

Fast Approval

Kick start your financial freedom with fast approval rates. Speedy approvals and customised financial repayments are our specialty. Apply for a loan or a quick quote today.

Competitive Rates

Competitive Rates

We pride ourselves on our competitive rates on finance for cars, trucks, recreational vehicles, caravans, business loans, home loans, and more. At Finance EZI, we finance almost anything.

Trusted Lenders

Trusted Lenders

We’ve been helping people like you achieve their dreams for over 10 years. With an expansive network of business partners, we’re able to secure the best finance deals for your needs.

Talk To Real People

Talk to a Real Person

We know how complicated loan applications are, so we make it our business to support you throughout the entire process. Give us a call to speak to a member of our professional team today.

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What our clients say…

we make finance ezi. Call us toll-free on 1300 003 003 or apply online…