Beautiful Hipster Woman With Cup Of Coffee

19 May Saving Money Without The Stress

There are a million blogs and articles dedicated to the topic of saving money, or even making more, but very few actually ask you take a good long look at your lifestyle. In fact, when you’re looking to save money, most people automatically think about making big, dramatic changes, when there are some fantastic options that are actually much simpler.

The first step is to truly evaluate your lifestyle. Grab a pen and notepad and list out everything you consider a luxury lifestyle choice. To help you get started, we’ve comprised a list of some of the most common ones below:

  • Your daily café coffee
  • Hair cuts, nails, spray tans
  • Expensive restaurants
  • Housekeeper
  • Car wash, detailing
  • Gym, yoga, crossfit membership
  • Designer clothing
  • Luxury vehicles

These items often feel like they’re part of our identity, particularly if you’ve gotten accustomed to living with them for so long, but they are merely conveniences we enjoying having around. The key is to remind yourself of the difference between need and want. Unfortunately this isn’t the most exciting way to save money but if it has to be done it’s a fairly simple option.

Consider this: if you and your partner both purchase one coffee a day in the morning, you’re likely spending a minimum of $10 a day. This translates to $3,650 a year! If you’re looking to save money, what better place to start than with your coffee habit?! Consider investing in a coffee maker. Even if you spend $200 up front on a machine you’ll still be saving thousands over the year.

The point is, while it may seem like you can’t live without your gym membership, morning coffee or designer clothing, you can easily cut back and save major dividends over the course of a year, or even just a couple of months.

It doesn’t have to be forever, but cutting back, even for a short period of time, can make a huge difference to your bank account. Ask yourself, what can I live without for a few months? If you’ve been running outside lately, cut out the gym. Consider selling some of the designer clothes you no longer wear to fund your next purchase. Minor changes turn into big results.

If you’re interested in learning different ways to save money, check out our recent blog post on 3 Top Tips to Stay On Budget!



Race over to the website to check out more of what drives us!

Thanks to all our Sponsors

Loan Repayment Calculator

Calculate your repayments

Get a better understanding of your repayments and find the best loan for your financial needs. Structure your calculation on your loan amount, interest rate, term, and balloon payments. Make adjustments to match your budget.

Free eBook Great Outback Adventure

Free eBook

Spring is in the air and what better time to pack up the caravan (or car or VW Bus) and hit the dusty trails? Our latest eBook ‘A great outback adventure’ explores everything you need to prepare for the Outback Caravan Adventure of your dreams.

Stay In Touch

Stay in Touch

Want to keep up-to-date with Finance EZI’s news, blog posts, and offers? Sign up to the Finance EZI eNewsletter to receive Exclusive Offers each month! You can also join our Facebook community for weekly tips, blogs, and finance news.

Why Choose Finance Ezi?

Fast Approval

Fast Approval

Kick start your financial freedom with fast approval rates. Speedy approvals and customised financial repayments are our specialty. Apply for a loan or a quick quote today.

Competitive Rates

Competitive Rates

We pride ourselves on our competitive rates on finance for cars, trucks, recreational vehicles, caravans, business loans, home loans, and more. At Finance EZI, we finance almost anything.

Trusted Lenders

Trusted Lenders

We’ve been helping people like you achieve their dreams for over 10 years. With an expansive network of business partners, we’re able to secure the best finance deals for your needs.

Talk To Real People

Talk to a Real Person

We know how complicated loan applications are, so we make it our business to support you throughout the entire process. Give us a call to speak to a member of our professional team today.

Featured Product Motorcycle Finance

What our clients say…

we make finance ezi. Call us toll-free on 1300 003 003 or apply online…