Do you suffer from impaired credit or a very bad credit rating?
Perhaps you have declared bankruptcy in the past or are presently still in Bankruptcy Part (9) or (10), maybe you missed a repayment on your credit card or you have simply been unlucky – don’t worry, it happens.
We understand that bad credit can damage your credit rating for up to seven years. Even if you have your finances under control, many lenders may still deny your car loan applications which makes it extremely difficult to secure the loan that you need. Finance Ezi is a finance company who understands that a bad credit rating is not the end of the world.
Regardless of your credit history, you can still qualify for a bad credit car loan or a second chance loan Finance from Finance Ezi. We have an experienced team of brokers who will work with you and your circumstances to tailor a car finance package specifically to suit your needs.
What is a bad credit car loan or second chance finance?
Bad credit finance is a package that we offer for people who have a bad credit rating. Bad credit loans are tailored to assist people with a history of bad credit who find it difficult to secure a loan through the usual channels such as big banks, car dealerships & credit unions.
A bad credit finance package may incur a higher interest rate in some cases but it may be just what you need to purchase that new or used car.
Can I get a no credit check car loan?
A credit check is absolutely essential when it comes to tailoring a finance package. Any lender that offers no credit check finance is not going to be able to give you the best deal for your finance.
At Finance Ezi we will examine your past credit history in order to gain a clearer understanding of how we can tailor a car finance package to fit your financial needs.
What about car loans with guaranteed approval?
No lender can actually “guarantee” approval for a bad credit car loan, or for any finance package for that matter. In the finance industry it is paramount to understand the financial situation of our customers in order to customise the most appropriate loan or finance package.
Finance Ezi strives to find out as much information about you as we can, so it is fair to say that we have an extremely high loan approval rate.
Don’t worry if you have a history of poor credit. We will ask the questions that other finance companies avoid to give you the best chance of securing a bad credit car loan.
Get a better understanding of your repayments and find the best loan for your financial needs. Structure your calculation on your loan amount, interest rate, term, and balloon payments. Make adjustments to match your budget.
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Why Choose Finance Ezi?
Kick start your financial freedom with fast approval rates. Speedy approvals and customised financial repayments are our specialty. Apply for a loan or a quick quote today.
We pride ourselves on our competitive rates on finance for cars, trucks, recreational vehicles, caravans, business loans, home loans, and more. At Finance EZI, we finance almost anything.
We’ve been helping people like you achieve their dreams for over 10 years. With an expansive network of business partners, we’re able to secure the best finance deals for your needs.
Talk to a Real Person
We know how complicated loan applications are, so we make it our business to support you throughout the entire process. Give us a call to speak to a member of our professional team today.
Roadside Assistance made EZI
When you’re on the road, we’re there with you. We offer comprehensive roadside assist plans with car, bike, and caravan finance. Our list of Platinum Extras ensures the ultimate in peace of mind. 24 hours a day, 7 days a week, 365 days a year: we’re right there to help you when the unexpected happens.
Lewis handled my finance application like a legend. I have an interesting story and he made my dream of owning a new car a reality! He was there every step of the way, went over and above and was just an absolute legend. He was always available, made the process seamless and he knows his industry well. My stepdad recommended Finance Ezi to me and I’m so glad he did, I will recommend you a million times over. BEEP BEEP that’s the sound of my dreams becoming a reality.
I have been a client of Finance Ezi for close to seven years and my dealings with Ryan since his appointment as Finance Manager have been excellent. His foresight to look outside the box and therefore the big picture has been a blessing. Ryan’s processing of paperwork is impeccable and in my circumstances, like most applicants, there is always something different with every application. Therefore, I have great respect for Ryan and will continue to utilise his knowledge and experience.
We have had the easiest approval and helpful service from you. You are a credit to the company and we are extremely happy with the outcome. We are looking forward to getting the boat on the water and have booked our boat license. We would not only recommend you to our friends/family but will definitely return for future finance. Thank you so much.
Great Service from Finance Ezi. They really worked hard to find the best lender for my situation. The rate was very attractive. Those who have commented in this review that they didn't like the experience certainly wasn't the experience I received. I did a loan for over $150,000 for a boat and it went extremely smooth.
we make finance ezi. Call us toll-free on 1300 003 003 or apply online…