Ezi Home Loans & Property Finance
A house is one of the biggest purchases you’ll make during your lifetime. No matter whether you’re a first home buyer or a property investor, getting the right home loan for your circumstances is crucial and can help you save a lot of money.
Don’t risk paying too much for your investment by getting the wrong home loan.
We have years of experience and if you choose to let Finance EZI handle your home loan, we will do all the legal work. This means we’ll find the best interest rates possible for your circumstances and will endeavour to ensure that your additional costs (fees, closing costs etc.) are minimal.
Home Loan Considerations
As a buyer looking for a home loan, there are a few options for you to consider in order to find a loan that suits your lifestyle and budget. These include:
- The size of your loan.
- The type of property you are hoping to buy.
- The size of the deposit that you have.
Consider checking out our basic home loan calculator to your right to compare interest rates and repayments.
Once we have a good understanding of your current/future financial situation and your loan requirements, we can begin explaining the wide range of loan options available from a host of different lenders.
It is important to be mindful that there are various fees and charges that come with purchasing a new home. There are things like stamp duty, legal fees, pest/building inspection fees and more. Have a read of our article that covers the various fees and charges associated with buying a new home.
The Various Property Finance Options
There is a huge variety of home loan (property finance) options and rates that are supplied by different financial institutions including non-bank lenders, building societies, credit unions and local/international banks.
This has resulted in a very competitive home loan market, with a huge range of home loan types/rates and options for the homebuyer. For example, there are:
If you are trying to arrange your loan without the help of a finance broker, check out our best tips on how to get a great deal on your home loan.
Let Our Finance Brokers Help
It’s advisable to do as much research on the various types of home loans, repayments, home loan options/rates and brokers available to you as possible.
However, the research process can be a very time consuming and with so many loan rates & options available o you, things can quickly become confusing.
Not to worry, that is where our specialist mortgage brokers come in and assist you with their knowledge and years of experience.