Whether you’re a first home buyer or a property investor, getting the right home loan is crucial and can help you save a lot of money. At Finance EZI we have team has a huge range of resources to aid you in your decision-making every step of the way...
Whether you’re interested in purchasing a vehicle yourself or a fleet of vehicles through your business, Finance Ezi’s team of experienced business managers are well equipped to assist you with all your needs...
Whether you’re looking to buy a Harley, dirt bike, scooter, Triumph, quad bike, ATV, road bike or anything in between Finance EZI can help you obtain the bike of your dreams and get you riding away faster...
We offer the best boat loan packages, tailored to meet your individual needs and financial circumstances. What’s more, we have a panel of marine experts who will be happy to assist you and help you navigate the intricacies of marine finance, including encumbrances and title checks...
Effective financial planning is often seen by many as a luxury to be enjoyed during the good times. But the truth is that, whilst good times may come, they can also go, and planning for the unforeseen changes that life almost certainly has in store for us is simply sound advice.
Financial planning is not simply about deciding what to do with the money you currently enjoy, but making choices that will help to keep your chance of enjoying those good times for longer, and protecting yourself against the possibility that good times may turn bad.
In today’s uncertain financial world, few of us can be certain of our futures, and a great deal can change in just a matter of days or even hours. Planning your finances for the future is the only way in which you can help to make sure that, should the worst happen, both our we and our families will be safe, and able to sleep at night without worrying.
Want to contact Finance Ezi and talk to a financial planner?
Call 1300 003 003 or Contact A Finance Ezi Financial Planner Online
For those living and working in Australia there is a compulsory scheme referred to as either superannuation or simply super, which is a form of pay-as-you-earn savings scheme. This is a government scheme in which all employers are obliged to support, resulting in anything from 9% to 12.5% of your gross salary deposited in a pensions savings fund. For those who are only temporarily living in Australia this can seem slightly irrelevant, but on your departure from the country you will be entitled to receive these savings returned to you.
Australia is perhaps quite unusual in having such a strong pensions scheme, but elsewhere many people have either no information on how these schemes work, or have no retirement fund at all. Whether you are an Australian who is already involved in a superannuation scheme, would like to find out more about it, or are looking at setting up your own private pension scheme, then we can help discuss the alternatives available to you, and how they might be protected by change of market climate.
Salary and Income Protection
It seems to be a fact of life that our income and expenditure are closely linked, where our expenditure is always as close as possible to our income. This seems to remain the case even as salaries rise, promotion sees extra income winging its way to your bank account and bonuses fall on your desk. Our expenses just always seem to match exactly the sum coming in. If this sounds like you, then ask yourself how you would manage if you suddenly found your income dropping massively, or perhaps becoming non-existent entirely.
Whether through an unexpected re-organisation of the workforce structure in the workplace, or collapse of the company, or ill health, sometimes people do find themselves without their normal income, almost without any prior warning. Whilst it is the easiest task in the world to allow expenses to rise in line with expected income, it is a far harder task to reduce those expenses should the worst happen. Income protection schemes can assist here, and have proved invaluable to those who find themselves in the unfortunate position of having fate unexpectedly step in and disrupt the normal flow of finance.
Health Insurance and Life Insurance
Whilst financial planning is undoubtedly the only sensible way to help protect your future, and that of your family, it can sometimes feel a little like being pessimistic. For this reason it is often easier to bury our head in the sand and pretend that we are charmed in some special way, and that the news stories we hear of people facing calamity at work, suffering ill health or even death only happen to other people.
Sadly this mysterious group of other people to whom bad things happen inevitably includes our good selves. Whilst we may just beat the odds and live a seemingly charmed existence, it is also just as likely that we will face our worst fears, and for this reason health insurance and life insurance should be considered very carefully. Just how would you manage if you suddenly became ill or injured and were unable to work? How would your family survive if you died suddenly and left them to fend for themselves?
It is sometimes only when we consider the impact on our loved ones that our lack of sensible and thorough financial planning can have that we can begin to feel the need to take those important steps. They are not hard, and there are many very well qualified experts ready and able to help steer you through the forest of policies and plans. Once in place, a good strong financial management plan can leave you feeling much safer, and your peace of mind will allow you to get on and enjoy life, and your family, without worrying what may be lurking around the next corner.
Race over to the website to check out more of what drives us!
Get a better understanding of your repayments and find the best loan for your financial needs. Structure your calculation on your loan amount, interest rate, term, and balloon payments. Make adjustments to match your budget.
Spring is in the air and what better time to pack up the caravan (or car or VW Bus) and hit the dusty trails? Our latest eBook ‘A great outback adventure’ explores everything you need to prepare for the Outback Caravan Adventure of your dreams.
Want to keep up-to-date with Finance EZI’s news, blog posts, and offers? Sign up to the Finance EZI eNewsletter to receive Exclusive Offers each month! You can also join our Facebook community for weekly tips, blogs, and finance news.
Why Choose Finance Ezi?
Kick start your financial freedom with fast approval rates. Speedy approvals and customised financial repayments are our specialty. Apply for a loan or a quick quote today.
We pride ourselves on our competitive rates on finance for cars, trucks, recreational vehicles, caravans, business loans, home loans, and more. At Finance EZI, we finance almost anything.
We’ve been helping people like you achieve their dreams for over 10 years. With an expansive network of business partners, we’re able to secure the best finance deals for your needs.
Talk to a Real Person
We know how complicated loan applications are, so we make it our business to support you throughout the entire process. Give us a call to speak to a member of our professional team today.
Roadside Assistance made EZI
When you’re on the road, we’re there with you. We offer comprehensive roadside assist plans with car, bike, and caravan finance. Our list of Platinum Extras ensures the ultimate in peace of mind. 24 hours a day, 7 days a week, 365 days a year: we’re right there to help you when the unexpected happens. Contact us today to find out more.
I have been a client of Finance Ezi for close to seven years and my dealings with Ryan since his appointment as Finance Manager have been excellent. His foresight to look outside the box and therefore the big picture has been a blessing. Ryan’s processing of paperwork is impeccable and in my circumstances, like most applicants, there is always something different with every application. Therefore, I have great respect for Ryan and will continue to utilise his knowledge and experience.
We have had the easiest approval and helpful service from you. You are a credit to the company and we are extremely happy with the outcome. We are looking forward to getting the boat on the water and have booked our boat license. We would not only recommend you to our friends/family but will definitely return for future finance. Thank you so much.
we make finance ezi. Call us toll-free on 1300 003 003 or apply online…