Boat Finance Solutions
Flexible And Affordable Boat Loans from 5.99%
*Comparison Rate 7.11%
Navigate Your Dream Boat Purchase with Boat Finance Options Across Australia.
- Best Rates
- Low Repayments
- Fast & Simple
Finance Your Dream Boat
At Finance Ezi, we offer tailored finance solutions to help you secure the boat you’ve always wanted. Whether you’re upgrading to a larger vessel, buying your first boat, or looking to finance a used model, our wide range of flexible finance options are designed to meet your specific needs.
With access to over 40 lenders, we ensure competitive low-interest rates and speedy approvals, so you can set sail without delay. Our experienced team is here to guide you through the loan process, making it simple and stress-free to finance your new or used boat. Whether you’re into fishing, sailing, or cruising, Finance Ezi is committed to getting you out on the water with a finance plan that suits your budget and lifestyle. If you need any assistance or have any queries about boat finance, call on 1300 003 003.
- Aluminium Boats
- Catamarans
- Bowriders
- Charter Boats
- Center Console Boats
- Fishing Trawlers
- Luxury Yachts
- Sailboat & Yachts
- Ski Boats
- Wakeboard Boats
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Our Lending Partners
Our Easy 3-Step Process
Getting the right boat finance is simple with Finance Ezi.
Share Your Needs
Request a free quote online and list your loan requirements.
We Handle The Details
With over 40 lenders, we help secure the best rates and terms.
Get Approved Fast
Swift approvals, so you can focus on growing your business.
Boat Loan Types
At Finance Ezi, getting a boat loan is made easy. We can offer:
This type of loan is supported by collateral, typically the boat itself. If the borrower fails to meet their repayment obligations, including the agreed-upon repayment amount, the lender reserves the right to take possession of the boat to recover their losses. Secured boat loans often feature lower interest rates and extended repayment periods due to their secured nature. However, Finance EZI provides genuinely low interest rates, quick approvals, and paperwork assistance, making securing private or commercial boat loans easier.
These loans operate without the need for collateral. Lenders approve them based on a thorough evaluation of the borrower’s creditworthiness, which includes an examination of their credit history. While these loans usually have higher risk and interest rates, Finance EZI breaks the mould. We offer genuinely low-interest marine financing, minimal fees, and no penalty charges.
You can secure funding for a new boat through boat dealerships, banks, or lenders specialising in marine finance, like EZI Finance. The terms of these loans, including approval and disbursement, largely vary depending on the borrower’s credit score. We offer online prequalification, allowing borrowers to compare boat loan potential rates without needing multiple hard credit checks.
Similar financing options exist for second-hand boats. However, it’s important to understand that the age and condition of the boat can influence the terms of the loan. We will find you the best loan package or terms specifically for used boat loans.
Boat Financing Made Ezi
Choosing to finance your boat with Finance Ezi offers a host of benefits designed to make your boating dreams a reality. From flexible payments to swift approvals, we’re committed to providing a seamless experience.
Streamlined Boat Loan Application
We’ve reduced paperwork and streamlined our process, giving you a hassle-free experience. With our straightforward application, owning your dream boat has never been easier.
Monthly Repayments
Enjoy the convenience of monthly repayments. This system allows you to pay back your loan in small amounts each month, making it easier to budget for your new boat. No need to worry about a large lump sum. Instead, you can enjoy your new boat without financial stress.
Low Fees and Charges
EZI Finance is committed to affordable boat financing. We keep our fees and charges low, ensuring you know exactly what you’re paying. With no hidden costs, you can budget effectively and affordably for your boat purchase.
Flexible Loan Options
We understand that everyone’s needs and budgets are different. That’s why EZI Boat Finance offers a range of boat finance options. Whether you’re buying a new or used boat, we provide flexible terms to suit your financial situation.
Boat Loan FAQs
Finance EZI Boat Finance provides you with a sea of options. The loan amount you can borrow is based on your individual financial situation. We treat each application with a personal touch, ensuring you get a deal that fits perfectly with your financial ability and needs. This way, we help turn your boating dreams into reality.
We’re committed to keeping our boat loan interest rates not just competitive but among the lowest you’ll find. We focus on providing true low-interest marine financing, ensuring our customers get the most favourable rates based on their financial situation.
With Finance Ezi, you can finance a wide range of boats to suit your lifestyle and needs. Whether you’re after something for recreation or business, we cover almost every type of boat. The most common types we finance include: Aluminium Boats, Catamarans, Bowriders, Charter Boats, Centre Console Boats, Fishing Trawlers, Luxury Yachts, Sailboats & Yachts, Ski Boats, Wakeboard Boats and more.Whether you’re browsing for boats online, or are looking to purchase a boat in your local area; get in touch with our team to discuss your options.
Yes, comprehensive insurance is typically required for secured boat finance. We can assist you in finding the right insurance policy, ensuring your boat is protected from the moment you take ownership.
Yes, Finance Ezi offers finance options for both new and used boats. Whether you’re looking at a second-hand boat from a dealership or a private sale, we can help tailor a finance solution to suit your needs. Financing a used boat is a great way to get on the water while sticking to your budget. Speak with our team to explore your options and get pre-approved today.
Yes, you can refinance your existing boat loan with Finance Ezi. Refinancing can help you secure a better interest rate, reduce your monthly payments, or adjust the loan term to suit your current financial situation. Our team will work with you to find a refinancing solution that could save you money or provide more flexible terms. Contact us to discuss how refinancing your boat loan can benefit you.
Once you’ve submitted a quote request with Finance Ezi, our team typically responds within 24 to 48 hours. We’ll review your information and get in touch to discuss your options and next steps. Our goal is to provide a fast and seamless process so you can get on the water as soon as possible.
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Take the first step towards securing your dream boat today!
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