Car Finance

From tailoring the most suitable finance product to sourcing the vehicle, negotiating, and ensuring your loan and new vehicle are protected with the most appropriate insurance. Additionally, Finance EZI also has a widespread car dealer network. So, no matter where you are in Australia, we can help you find exactly what you want.

Finance EZI has provided speedy and competitive car finance for its customers for over ten years. Finance EZI stands out amongst other financial service providers with an array of desirable attributes, including guaranteed fast access, easy processing, strong buying power, and no obligation assistance.

• It is stress-free.
• We do the research.
• Helps you with the most appropriate car loan for your situation.

Different car loans offered by Finance EZI lenders (subject to lending approval criteria) include:

• Unsecured personal loans.
• Secured car lending 84 mth term.
• Chattel Mortgage
• Lease is fully maintained and novated.
• Low Doc, No Doc commercial motor finance.
• Salary Sacrifice.

Don’t forget that your car loan can have additional options (subject to lender approval) that you might want included.

Some of these may include:

• Car insurance
• Warranties on a mechanical breakdown of the vehicle.
• Unemployment credit protection.
• Disability and/or death insurance.
• Shortfall cover.

Our staff will provide you with all the options and protection you might require upon approval.

A good car loan combines a super low-interest rate with minimal fees, resulting in a low comparison rate. Keep an eye on the total cost; some lenders might balance a low rate with high ongoing fees. A great loan should also allow for flexible or extra repayments, giving you more control over your finances. Remember to consider the comparison rate, which gives you the full picture of the loan’s cost, including upfront and ongoing expenses.

Financing a car can be a good option, especially when responsibly managed. It can assist in making large purchases manageable by breaking the cost down into smaller, more affordable monthly payments. This can be particularly useful during emergencies or when purchasing a high-value item like a car. Additionally, regular repayments on a car loan can help build a positive credit history, improving your credit score over time. Also, financing frees up your money for other potential investments. Finance EZI is an excellent resource for exploring car financing options.

Deciding between a secured and unsecured loan depends on your needs and circumstances. While a secured loan often offers lower interest rates, they require collateral. On the other hand, unsecured loans have higher interest rates but don’t require any assets as security. For personalised advice, our specialists at Finance Ezi are ready to guide you in making the best decision for your financial situation.

You may have already paid off a part of your car loan and don’t wish to extend the term. We will give you all the considerations when considering refinancing, including keeping your car loan over the same financial terms to reduce your term charges and save you money.

At Finance EZI, we don’t just want another car finance deal; we look at your whole financial situation and assess what can be done to save money, not cost you more. However, we don’t do anything without your approval, ensuring you make the decisions based on the facts we provide. Enquire online with our easy-to-complete car finance enquiry or phone us at 1300 003 003.

To start your car loan application with us at Finance EZI, you’ve got two simple options: reach out to our team directly or apply online. For a quick and convenient process, just hop on our website and fill out the online application form. Or, if you prefer a more personalised touch, feel free to give us a call. Our dedicated team is here to help with your car finance needs and guide you every step of the way.