FAQs - Finance Ezi

FAQs

Explore Common Questions

Finance Ezi is a dedicated team of finance brokers committed to finding the best deals for you and your family. We’re here to make financing easy and accessible.

We work with a carefully chosen panel of over 40 established, trusted financiers. This extensive network allows us to offer a wide range of products to suit each client’s unique needs.

We partner with Australia’s leading insurance companies, offering you peace of mind and protection for yourself or your purchased asset against any unexpected events.

Our team provides fast, reliable service, offering a complete solution for all your finance and insurance needs. With trusted lenders offering competitive rates, we also take care to protect your privacy, credit score, and finances.

Securing pre-approval strengthens your bargaining position, ensures you don’t miss out on your ideal asset, and helps you set a clear budget. Knowing your approval is in place also provides peace of mind, especially if your asset has a waiting period.

A quick application call typically takes around 10 minutes, and approvals can happen in as little as an hour. Settlement may occur on the same day as approval, though the usual turnaround from approval to settlement is a couple of days.

This will depend on your individual financial circumstances, but our friendly team can help determine the loan amount that best fits your needs.

Our team can help you explore refinancing options with one of our lending partners to improve your interest rate, restructure the loan term, or adjust for other purposes that better suit your needs.

Our head office is in Slacks Creek, just south of Brisbane. Look for our large sign out front! But more importantly, we’re proud to be part of the lives of those we’ve supported across Australia over the years.

We finance vehicles from dealers, private sellers, auction houses, and even online sources. If you have an existing loan that isn’t ideal, we can assist with refinancing.

Yes, we can arrange financing for both new and pre-owned electric vehicles. Secured loan products are typically available if the vehicle qualifies as suitable collateral. If not, an unsecured loan might be an option.

Absolutely. Finance Ezi offers competitive commercial finance options for Australian businesses. Whether you need machinery, tools, or other business equipment, we can help. Apply online or reach out to our finance specialists to learn more.

Yes, Finance Ezi offers personal loans with low rates that can be used for travel expenses. You can apply online or speak with our finance team for further details.

A secured loan is backed by an asset, which gives lenders more confidence and can lead to lower interest rates. An unsecured loan, however, doesn’t require an asset as security and is usually suited to personal loans or cash flow funding.

Typically, we’ll need some basic details such as a few years’ worth of residential and employment history, plus information on your income, expenses, assets, and liabilities. Nothing too extensive—just enough to get your loan application moving!

Once approved, it’s time to shop! If you need assistance finding a vehicle or asset, let us know. We’re well-connected and happy to help you secure what you need.

The impact is generally minimal. Our specialists thoroughly review each application to meet lender guidelines before a formal credit enquiry is made. If you’d like more details, feel free to call us for an in-depth overview.

Approval times are generally within 24 hours, depending on your application’s details. We keep you updated every step of the way and will call as soon as we have an answer.

For secured loans, funds are usually sent directly to the supplier. With unsecured loans, funds may be deposited into your account as quickly as the same day after approval.