Finance Ezi Logo
Finance Ezi | Australian Finance Brokers

Car Finance

Car Finance



Finance Ezi's 5.54% Rate for Car Loan & Finance


without affecting your credit score




Whether you’re interested in purchasing a used or new car for yourself or a fleet of vehicles through your business, Finance EZI’s team of experienced business managers are well equipped to help you find the car finance that’s right for you.

We make borrowing the money to buy your new or used car quick and easy; so you get fast approvals on vehicle finance with:

  • Competitive interest rates
  • Suitable terms
  • Affordable repayments
  • No deposit car loans available

Before you start the hunt for your next car, contact the team at Finance EZI to organise your obligation-free pre-approval and we’ll make the hunt easier for you!

Apply Now



Finding the right car loan for your budget and needs can be challenging, but Finance EZI is here to guide you through the process. We work with major banks to source secure car loans that align with your lifestyle, whether you’re looking for a brand-new car or a reliable used one.



Dreaming of the latest car model? With Finance EZI, you can get a new car loan and drive away in a brand-new vehicle. Whether you’ve saved up or need a little boost, we offer loans for eligible vehicles from $8,000 and upwards. Our loans cater for purchases from a dealer or a private sale, providing flexibility for your car-buying journey.


If you need a reliable car to get from A to B, pick up the kids, or just want a good used car that fits within your budget, we’ve got you covered. We understand that safety and security are paramount, which is why we offer protection services with our car loans.

Speak to one of our trained specialists at Finance EZI, who can help you navigate the car financing process and find the best used car for your needs.

Ready to start your car-buying journey? Contact Finance EZI today.

Top Reasons to Choose Finance EZI

When it comes to car financing, we at Finance EZI offer numerous advantages that make us stand out. Here are the top reasons why you should choose our car loans:


Finance EZI offers flexible loans tailored to your needs. You can choose between a low-rate variable loan, which allows you to make extra repayments and redraw up to $8,000 per day, or a low-rate fixed loan with an option to add a balloon payment. This flexibility ensures you can select the best loan structure for your financial situation.


We understand that waiting for loan approval can be stressful. That’s why our application process is designed to be quick and straightforward, enabling us to assess your application rapidly. In most cases, we can respond within 24 hours for our car loan applications if all the information provided meets our lending requirements.


You don’t need to borrow a fortune to secure the car of your dreams. With Finance EZI, you can get car loans starting from as little as $8,000, ensuring you can hit the road in the right vehicle without overburdening your finances.


Applying for a loan with us couldn’t be easier. Our application form takes less than 30 seconds to complete! Once approved, you can manage your payments conveniently. Plus, our team is always on hand to answer any queries you may have throughout the process.

So, don’t wait! Experience the ease and flexibility of Finance EZI car loans and start your journey towards owning your dream car today.

Apply Now

Watch our handy video guide to buying your vehicle through a private sale.


Securing a car loan is a straightforward process. You start with a car loan application. Depending on your finance option, you could opt for a secured loan, using your car as collateral, or an unsecured loan, which doesn’t require collateral.

It’s essential to compare car loans to secure the best deal. Once you decide how much you’d like to borrow, funds are disbursed, allowing you to purchase your dream car.

If you need assistance, our consultants are ready to guide you through the best car financing option.

Apply Now

Car Loan Comparison

Banks and finance companies price their finances differently, so getting the right car loan is important. Some of the different pricing models lenders use are:

  • The amount you are borrowing: some lenders have lower interest rates as the loan amount increases

  • The term of the finance contract: Car loans can be up to 7 years (84 months), and costs may change over different terms, especially with fixed rate terms

  • The age of the vehicle: Some lenders adjust their pricing based on the age of the vehicle. New car and used motor financing can have very different interest rates.

  • If it is for business (unregulated) or personal (regulated), some charge differently

  • If it is unsecured or secured against the motor vehicle, it normally affects what is charged.

The strength of your application: some companies even grade you and your application before they price the interest rates.

Apply Now


What Can Finance Ezi Do For Me?

From tailoring the most suitable finance product to sourcing the vehicle, negotiating, and ensuring your loan and new vehicle are protected with the most appropriate insurance. Additionally, Finance EZI also has a widespread car dealer network. So, no matter where you are in Australia, we can help you find exactly what you want.

Why Use Finance Ezi As Your Car Loan Broker?

Finance EZI has provided speedy and competitive car finance for its customers for over ten years. Finance EZI stands out amongst other financial service providers with an array of desirable attributes, including guaranteed fast access, easy processing, strong buying power, and no obligation assistance.

  • It is stress-free.
  • We do the research.
  • Helps you with the most appropriate car loan for your situation.

What Types Of Car Loans Do Finance Ezi Offer

Different car loans offered by Finance EZI lenders (subject to lending approval criteria) include:

  • Unsecured personal loans.
  • Secured car lending 84 mth term.
  • Chattel Mortgage
  • Lease is fully maintained and novated.
  • Low Doc, No Doc commercial motor finance.
  • Salary Sacrifice.

Don’t forget that your car loan can have additional options (subject to lender approval) that you might want included. Some of these may include:

  • Car insurance
  • Warranties on a mechanical breakdown of the vehicle.
  • Unemployment credit protection.
  • Disability and/or death insurance.
  • Shortfall cover.

Our staff will provide you with all the options and protection you might require upon approval.

What Makes A Good Car Loan?

A good car loan combines a super low-interest rate with minimal fees, resulting in a low comparison rate. Keep an eye on the total cost; some lenders might balance a low rate with high ongoing fees. A great loan should also allow for flexible or extra repayments, giving you more control over your finances. Remember to consider the comparison rate, which gives you the full picture of the loan’s cost, including upfront and ongoing expenses.

Is It Good To Finance A Car?

Financing a car can be a good option, especially when responsibly managed. It can assist in making large purchases manageable by breaking the cost down into smaller, more affordable monthly payments. This can be particularly useful during emergencies or when purchasing a high-value item like a car. Additionally, regular repayments on a car loan can help build a positive credit history, improving your credit score over time. Also, financing frees up your money for other potential investments. Finance EZI is an excellent resource for exploring car financing options.

Which Is A Better Secured Or Unsecured Loan?

Deciding between a secured and unsecured loan depends on your needs and circumstances. While a secured loan often offers lower interest rates, they require collateral. On the other hand, unsecured loans have higher interest rates but don’t require any assets as security. For personalised advice, our specialists at Finance Ezi are ready to guide you in making the best decision for your financial situation.

Can Finance Ezi Help With My Car Finance Term?

You may have already paid off a part of your car loan and don’t wish to extend the term. We will give you all the considerations when considering refinancing, including keeping your car loan over the same financial terms to reduce your term charges and save you money.

At Finance EZI, we don’t just want another car finance deal; we look at your whole financial situation and assess what can be done to save money, not cost you more. However, we don’t do anything without your approval, ensuring you make the decisions based on the facts we provide. Enquire online with our easy-to-complete car finance enquiry or phone us at 1300 003 003.

How Do We Proceed with Applying for a Car Loan at Finance EZI?

To start your car loan application with us at Finance EZI, you’ve got two simple options: reach out to our team directly or apply online. For a quick and convenient process, just hop on our website and fill out the online application form. Or, if you prefer a more personalised touch, feel free to give us a call. Our dedicated team is here to help with your car finance needs and guide you every step of the way.

what our Clients say…

I have been a client of Finance Ezi for close to seven years and my dealings with Ryan since his appointment as Finance Manager have been excellent. His foresight to look outside the box and therefore the big picture has been a blessing. Ryan’s processing of paperwork is impeccable and in my circumstances, like most applicants, there is always something different with every application. Therefore, I have great respect for Ryan and will continue to utilise his knowledge and experience.

Peter Jones

Partnering with Finance Ezi is the direct bridge to your business’ overall financial success. With access to domestic and global funds, you can be confident that your business will receive the ultimate finance deals to optimise your customer relations and profits.

Frank Smith

We have had the easiest approval and helpful service from you. You are a credit to the company and we are extremely happy with the outcome. We are looking forward to getting the boat on the water and have booked our boat license. We would not only recommend you to our friends/family but will definitely return for future finance. Thank you so much.

Fiona Carroll


Quick Quote
Finance Ezi Logo
Finance Ezi | Australian Finance Brokers