Enjoy the predictability of fixed repayments with our secured car loans. Knowing your exact payment amount each month simplifies budgeting and financial planning, allowing you to focus on what matters most. Our commitment is to provide stability in your financial journey.
Why pay more when you can pay less? With Finance Ezi, our secured car loans mean lower interest rates for you. The safety and security provided by your collateral allow us to offer more attractive rates, helping you save money over the life of your loan.
Dream big and pay small with Finance Ezi’s balloon payment options. Finance Ezi offers flexible balloon payment options for secured car loans, allowing you to reduce your regular loan repayments.Â
A Chattel Mortgage is the most common loan type for acquiring a new or used car through secured financing. As the borrower, you take immediate ownership of the vehicle, securing the loan as movable personal property under a chattel mortgage. This arrangement allows you the flexibility to finance 100% of the vehicle’s cost, with 1-7-year loan terms and a fixed interest rate. Chattel mortgages stand out for their ability to use the asset as a taxable offset, enhancing financial management for you or your business.Â
The Low Doc Loan, also known as No Doc, Self Dec, or Lite Doc, offers a low or no-documentation loan option for borrowers seeking a secured car loan without the need for extensive financial documentation of income or assets. This loan type relies on an assessment of the borrower’s business tenure and financial standing, making it ideal for individuals or businesses with little or no ‘provable’ servicing capability but still requiring regular or monthly repayments on secured car loans.Â
Refinancing your car loan can be a strategic move to save money on your existing car loan repayments. At Finance Ezi, we understand the importance of finding a loan refinance solution that suits your financial needs. By refinancing, you can benefit from lower interest rates or more favourable terms, ultimately reducing your monthly expenses. Our team is dedicated to doing all the heavy lifting for you, ensuring you get the best secured car loan to refinance option, tailored specifically to meet your goals and save you money.
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Discover how easy managing your car finance can be with Finance Ezi’s car loan calculator. Whether you’re exploring secured car loan options, comparing interest rates, or considering monthly fees over one to seven years, this tool simplifies the process. Know your potential repayments and get a head start by applying for a pre-approved loan.