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Finance Ezi | Australian Finance Brokers

truck finance

truck finance



Best Rates, Low Repayments and Fast & Simple deals for Equipment Loans

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Low-Rate Truck Loans in Australia

Getting a truck loan or refinancing an existing loan can be more complicated with heavy vehicles. When considering finance for any type of larger vehicle, whether small truck or B double, feel free to talk to our team of experts about the transportation business.

Finance EZI has a commercial truck finance department that can advise you on a range of truck loans including chattel mortgage, commercial hire purchase (CHP), or low-doc equipment lease. We will make sure you’re getting the right finance for your work vehicle and circumstances!

Try our free online Loan Calculator today!

APPLY ONLINE and our team will provide you with a fast accurate commercial truck loan quote and answer any other questions you might have on all products.

Call us today at 1300 003 003 or fill out our finance approval form to have an expert call back at a time that suits you.

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We have access to over 35+ Trusted Lenders

Are You Looking For Truck Finance You Can Trust?

Let Finance EZI, your reliable and trusted partner, help you score the best financial deals to reach your goals.

  • Competitive rates from over 35+ lenders, suiting all types of customers.
  • Flexible monthly repayments and interest rates.
  • Variety of finance leases and leasing options to suit your business needs.
  • Assistance with refinancing and even options for those with bad credit.

With our partnership, you’ll receive the ultimate finance deals that will help you secure a new truck and take your business to new heights. Our team provides ongoing support throughout the entire process, ensuring the best outcomes. Partner with us today and experience the difference between domestic and global financial services providers.

Apply for a loan or a quick quote with Finance Ezi – your partner in growth.

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Types of Truck Finance

At Finance EZI, we’re here to help you by explaining the various truck finance options available.

Chattel Mortgage

Think of this as a loan where your truck is the star of the show, acting as collateral. From day one, you’re the proud owner of the truck, while the lender holds a ‘mortgage’ over it during the repayment period. After all repayments are settled, the mortgage is lifted, leaving you with complete ownership of the truck.

Finance Leases

With a finance lease, the financier purchases the truck and leases it back to you for a pre-set term and rental amount. When the lease concludes, you have the freedom to either pay a residual (or balloon) payment to claim ownership of the truck, swap it for a new model, or extend the lease. If you love the idea of regularly refreshing your fleet, this could be the ideal choice.

Low Doc Truck Finance

Designed specifically for business owners who may not have the traditional financial statements or tax returns required for a standard loan, low doc truck finance minimises paperwork. This could be the perfect solution if you’re self-employed or running a new business, enabling faster approval times and getting your wheels on the road quicker.

Equipment Finance

This loan is designed for purchasing business equipment, including trucks. The equipment itself can serve as collateral, reducing risk for the lender. If you want to invest in necessary equipment while preserving cash flow, this financing option may be suitable for you.

At Finance EZI, we’re more than just a finance provider. We’re your partners in business growth, committed to helping you choose the finance option that suits your unique needs and circumstances.

Drive Your Business Forward with Finance EZI

At Finance EZI, our mission is to keep your business moving forward. When you’re ready to purchase a truck, we offer:

  • A broad selection of truck finance with flexible monthly payments
  • Access to 35+ multiple lenders for the best deal
  • Secured and unsecured business financing
  • Commercial trucking finance packages
  • Finance deals for all business sizes
  • Low-doc and bad credit business finance deals
  • Refinancing truck finance

We’re not bound by traditional loan guidelines, enabling us to secure low-interest rates tailored to your credit profile. Choose Finance EZI for the best deal in truck finance, and keep your business on the move.

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Truck Loans| Heavy Vehicle Finance - Lowest Rates


What Can Finance Ezi Do For Me?

Our industry contacts make it possible for us to offer you the best loan rates for new and used trucks Australia-wide.
We’ve helped customers get finance for:

  • Box trucks
  • Flatbeds
  • Prime-movers
  • Buses
  • Semi-trailers
  • Truck tractors
  • Tow trucks
  • Articulated vehicles
  • Concrete transporters
  • Dump trucks
  • And more

With structured repayments, ultra-quick turnaround times, and the insider knowledge necessary to give you the best possible chance of being approved, Finance EZI meets all your truck loan, finance, and refinance needs.
Just purchased and need approval on a truck lease purchase? Some of our finances can be approved on the same day.

Can I Apply Without A Deposit?

Semi-truck lease or a Big Truck Finance application normally requires business finance expertise. Without the correct experience, you can risk paying a higher interest rate or experience difficulties getting your heavy vehicle loan. We make your truck purchase easy at Finance EZI. We deal with many lenders and banks to get the job done!

Can I Finance A Used Truck?

Certainly! At Finance EZI, our truck finance specialists can secure loans for both new and used trucks. We offer flexible loan terms and equipment loans to suit your needs. However, some conditions may apply. Consult with our experts for more details.

What Should I Look For In A Truck Loan?

When considering truck loans, prioritise a competitive interest rate. At Finance EZI, we offer various truck financing options with rates that won’t strain your budget. Besides the rate, focus on the loan term and the total cost of the loan, including all interest payments. This ensures you can comfortably manage the repayment for your truck financing.

Do I Want To Retain Ownership Of The Truck?

At Finance EZI, we understand the importance of choices in truck loans. Whether you aim to retain ownership of your truck despite its depreciation or prefer upgrading with time, we offer truck finance options to suit your needs. Our finance lease is ideal for those seeking new vehicles, while our truck finance caters to those wanting ownership. Apply for a truck loan at Finance EZI!

What Is The Difference Between A Hire Purchase And A Chattel mortgage?

At Finance EZI, we understand that the right truck loans can empower your business. With a hire purchase, the financier retains ownership of the truck until you’ve made the final payment. In contrast, a chattel mortgage grants you immediate ownership, with the financier placing a ‘mortgage’ on the vehicle until the loan is fully paid off. Ask our consultant to help you decide which truck finance solutions suit you best.

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what our Clients say…

I have been a client of Finance Ezi for close to seven years and my dealings with Ryan since his appointment as Finance Manager have been excellent. His foresight to look outside the box and therefore the big picture has been a blessing. Ryan’s processing of paperwork is impeccable and in my circumstances, like most applicants, there is always something different with every application. Therefore, I have great respect for Ryan and will continue to utilise his knowledge and experience.

Peter Jones

Partnering with Finance Ezi is the direct bridge to your business’ overall financial success. With access to domestic and global funds, you can be confident that your business will receive the ultimate finance deals to optimise your customer relations and profits.

Frank Smith

We have had the easiest approval and helpful service from you. You are a credit to the company and we are extremely happy with the outcome. We are looking forward to getting the boat on the water and have booked our boat license. We would not only recommend you to our friends/family but will definitely return for future finance. Thank you so much.

Fiona Carroll


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