GREEN CAR FINANCE 

From tailoring the most suitable finance product, sourcing the vehicle, doing all the negotiating and ensuring your loan and your new vehicle are protected with the most appropriate insurance. Additionally, Finance EZI also have a widespread car dealer network. So no matter where you are in Australia, we can help you find exactly what you want.

For over ten years, Finance EZI has provided speedy and competitive car finance for all of its customers. In fact, Finance EZI stands out amongst other financial service providers with an added array of desirable attributes, including guaranteed fast access, easy processing, strong buying power and no obligation assistance.

• It is stress-free.
• We do the research.
• Helps you with the most appropriate car loan for your situation.

Different car loans offered by Finance EZI lenders (subject to lending approval criteria) include:

• Unsecured personal loans.
• Secured car lending 84mth term.
• Chattel Mortgage
• Lease fully maintained and novated.
• Low Doc, No Doc commercial motor finance.
• Salary Sacrifice.

Don’t forget, your car loan can have additional options (subject to lender approval) that you might want to be included. Some of these may include:

• Car insurance
• Warranties on a mechanical breakdown of the vehicle.
• Unemployment credit protection.
• Disability and/or death insurance.
• Shortfall cover.

Upon approval, our staff will provide you with all the options and protection you might require.

When arranging to refinance a used car loan we often spend a lot of our valuable time calling many car finance companies and banks just to find a lender that will offer a good finance package and will approve the loan without complications. Making the wrong choice can mean not being approved and once declined it can be very difficult to get the next lender to approve or provide a reasonable interest rate.

Talk to Finance EZI about refinance used car options. We will show you options on low car loan rates, compare most bank car loans, reduce the fees and charges and ensure you get approved.

You may have already paid off a part of your car loan and don’t wish to extend the term back any further. We will give you all considerations when looking at refinancing, including keeping your car loan over the same financial terms to reduce your terms charges and save you money.

At Finance EZI we don’t just want another car finance deal; we look at your whole financial situation and assess what can be done to save your money, not cost you more. However, we don’t do anything without your approval, ensuring you make the decisions based on the facts we provide. Enquire today online with our easy to complete car finance enquiry or phone us today on 1300 003 003.

Banks and finance companies price their finance differently so it is important to get the right car loan. Some of the different pricing models lenders use are:

• The amount you are borrowing: some lenders have lower interest rates as the loan amount increases
• The term of the finance contract: Car loans can be up to 7 years (84 months) and costs may change over different terms especially with fixed rate terms
• The age of the vehicle: some lenders adjust their pricing on the age of the vehicle. New car and used motor financing can have very different interest rates
• If it is for business (unregulated) or personal (regulated): some charge differently
• If it is unsecured or secured against the motor vehicle normally effects what is charged
• The strength of your application: some companies even grade you and your application before they price the interest rates.